RV Insurance in Ohio
Ohio road trips are more exciting when traveling in an RV. When making road trip plans, don’t forget to purchase RV insurance. RV insurance from The Merhar Agency LLC in Willoughby, OH lets you travel with confidence knowing you have adequate protection for your journey. Here’s how RV coverage can benefit you.
Liability insurance protects other drivers by covering their medical expenses and property damage in RV accidents you cause. Ohio requires that you carry minimum liability insurance to cover these damages. If you cause an accident where damages are greater than your minimum liability coverage, you could be sued for remaining costs. For optimal protection, it’s crucial to purchase more than just minimum coverage.
Collision & Comprehensive Protection
Collision covers damage to your RV if you crash into another vehicle or a telephone pole or a tree. If your RV is stolen or gets damaged by vandalism, bad weather, or fire, comprehensive insurance will cover you for your loss. Even if you’re a careful driver, there’s always the risk of RV accidents on Ohio highways. With the right insurance coverage, you can be prepared against any eventuality.
Uninsured Motorist (UM) Protection
Another road trip risk is getting hit by an underinsured or uninsured driver. If this happens to you, UM coverage will help pay for your medical bills and property damage costs.
Campsite & Vacation Protection
Vacation coverage protects you against liability claims when using your recreational vehicle on vacation. In contrast, campsite coverage deals specifically with liability issues that may arise when you stop at a campsite. If you plan to use your RV mainly for family vacations, you can significantly benefit from this coverage.
When purchasing RV insurance, consider the value of your vehicle and how you plan to use your vehicle in Ohio or beyond. Then call or visit The Merhar Agency LLC in Willoughby, OH for the quality RV coverage you need to protect you and your family.