The Merhar Agency LLC serves the Willoughby, OH community. We offer our clients multiple policies to help navigate life’s risks. For over 40 years, we have proudly served the community by informing our clients about possible risks and supplying their coverage needs. Providing excellent customer service is important to us. We treat our customers like family. We look forward to helping you obtain the right policy for your situation.
Industries That Rely On Umbrella Insurance
Umbrella insurance is supplemental coverage that you can rely on during emergency situations. Sometimes accidents occur when you least expect it. Your assets could be at risk if you aren’t prepared. Perhaps you are hosting a party at your home where you’re serving alcohol. You serve your friend one too many drinks, and they get behind the wheel intoxicated and cause an accident. You may be responsible for the damages and potential injuries. Your assets are at risk if you don’t have enough coverage. Umbrella insurance steps in to protect you from losing everything. The policy adds another layer of protection once you have reached your liability limits.
If you are a Willoughby, OH restaurant owner, the potential of a liability dispute regarding alcohol is one reason why you should add umbrella insurance. Your business is open to the public, which leaves you exposed to multiple risks. Perhaps a customer visits your business and accidentally slips on a wet spot. Your business is liable for their injuries. Umbrella insurance can step in if they have suffered a serious injury beyond your liability limits. If you operate a landscaping business, umbrella insurance is also a valuable asset. Anything can go wrong while you are working on someone’s property. That’s why umbrella insurance is a good thing to have in your back pocket.
The Merhar Agency LLC Will Help You Cover Your Assets
Visit our website to learn more information about umbrella insurance.