RV roofs can eventually start to leak. Sometimes it’s due to storm damage, but other times, it’s due to age. The good news is that sometimes the damage is covered by your RV insurance, but the bad news is that it’s not always covered. If you’re in the market for an RV or have just bought one, it’s essential to understand why a damaged roof may be your financial responsibility. The Merhar Agency LLC in Willoughby, OH, understands that not everyone is aware of why this is the case.
Who Was at Fault?
The issue with leaky RV roofs is that you have to prove the damage wasn’t caused by something you did. If you were caught in a hailstorm that damaged the roof and left you with leaks, and you can prove there was a hailstorm in the area, that could make it easier to get your insurance policy to cover fixing the damage.
However, if the roof suddenly starts leaking, that will be harder to get covered because, in many cases, the reason for the leak is that the roof was in poor condition to begin with. If the leak is due to something else, like vandalism or some cause that didn’t stem from neglect of the roof, that would be different. But if the leak is due to poor roof care, the insurance company won’t want to cover that.
The Merhar Agency LLC in Willoughby, OH, understands that RV owners want their vehicles to remain in great shape and want reassurance that their insurance company will help when there’s a problem. That’s why it’s so vital that you understand why some circumstances wouldn’t be covered. Contact us with any questions.
