Running a delivery business and using RVs for transportation requires the right level of protection and insurance. Whether you’re sending RVs to transport products or as a main feature of your business, having the right insurance matters. At The Merhar Agency LLC, serving Willoughby, OH, we specialize in helping our clients find the right RV insurance that provides protection anytime you’re on the road and in operation.
Unlike traditional policies, a commercial RV policy is designed for daily business use. It typically includes higher liability limits, coverage for onboard equipment, and protections tailored to how each of your RVs are being used. For delivery fleets, this means covering everything from weather-related losses to collision damage.
Business operations with RVs may also consider the following coverage types and add-ons for RV delivery fleets:
- Commercial auto liability: Protects your company if a driver causes injury or property damage while transporting goods or utilizing an RV.
- Physical damage coverage: Provides coverage for repairs and replacement parts after a collision, theft, or vandalism incident.
- Uninsured motorist coverage: Important if the other driver in the accident does not currently have insurance.
- Fleet management add-ons: GPS tracking protection, rental reimbursement, downtime coverage, and roadside assistance may be considered, depending on the number of RVs you are managing and your operation’s demands.
Working with an agency is a way to navigate the insurance demands of managing an RV fleet in Ohio while protecting your investment from all angles.
If you’re located in or near Willoughby, OH, and you’re seeking to upgrade existing insurance policies, The Merhar Agency LLC is here to help. We’ll work with you to ensure optimal coverage and protection, whether you’re managing one RV or a fleet of 100. To learn more, contact us for your consultation today.
