The Merhar Agency LLC offers coverage to the Willoughby, OH community. We have flexible policies designed to help our clients secure their future. For over 50 years, we have provided excellent customer service to Northeast Ohio residents. We look forward to helping you find the coverage you need.
Renters Insurance Guide
If you’re staying in a nice rental property in Willoughby OH or the surrounding areas, renters insurance helps you protect your prized possessions. Renters insurance covers your belongings if they are damaged or stolen.
Think of how stressful it would be to replace all your electronics, clothing, and furniture if your items were destroyed in an accidental fire. Renters insurance will help you replace the items, so you don’t have to worry about covering everything out of your own pocket. However, keep in mind that you have to amend your policy to provide extra coverage if you have luxury items at your rental property. It’s a good idea to take inventory of your personal items so that you’ll have a clear understanding of their value.
If you like to host parties or invite guests over, liability insurance protects you if someone gets hurt. You’re also responsible if one of your guests causes damage to someone else’s property. Liability coverage protects you if one of your neighbors pursues legal action because of the damage.
If severe weather moves through the area and causes significant damage to your rental property, you can lean on additional living coverage. You’ll be protected as you look for another place to stay after your property is repaired. If your property is damaged due to a flood or earthquake, you’ll need extra coverage, or you won’t be protected.
The Merhar Agency LLC Will Help You Protect Your Assets
Visit our website to learn more information about renters insurance.