Are you an Ohio resident seeking to boost your homeowner’s insurance coverage? The umbrella insurance experts at the Merhar Agency LLC in Willoughby, OH can help!
Do I Need Umbrella Insurance if I Have Home Insurance?
Umbrella insurance is an extra layer of protection that can help if you are sued or liable for damages. If you have homeowner’s insurance, it likely only covers some of it, and umbrella insurance can help fill in the gaps.
What Happens If I Am Sued Without Insurance?
If you are sued and don’t have umbrella insurance, you will be responsible for any damages awarded to the plaintiff up to the limit of your homeowner’s policy. This could mean selling your home or other assets to pay off the judgment.
Umbrella insurance can help protect you from this type of financial ruin.
Do I Need Umbrella Insurance In Ohio?
The need for umbrella insurance depends on many factors, including the amount of coverage you already have and risk tolerance. If you feel that you may be sued or held liable for damages in the future, umbrella insurance can provide an extra layer of protection. Covered policyholders say it is worth the peace of mind it provides.
Can I Get Umbrella Insurance Through My Homeowner’s Policy?
Umbrella insurance is an extra layer of protection that can help if you are sued or liable for damages. If you have a homeowner’s insurance policy, your insurer may offer umbrella insurance as an add-on.
Give Us A Call
Make sure to compare quotes and contact the Merhar Agency LLC when making a decision! We proudly serve the greater Willoughby, OH region.